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NEW QUESTION 21
How is Insurance Premium Tax collected within the UK?

A. By the insurer on the whole general and life accounts.B. By the insurer on individual insurance contracts.C. By HM Revenue & Customs on individual insurance contracts.D. By HM Revenue & Customs on the whole general account.

Answer: A

 

NEW QUESTION 22
John wishes to insure his friend's house. Why would an insurer refuse to provide a quotation?

A. He does not have any subrogation rights.B. He does not have any insurable interest.C. His name is not on the mortgage.D. He does not live in the house.

Answer: B

 

NEW QUESTION 23
John has a whole of life policy and has recently been diagnosed with cancer. When, if at all. must he disclose this to his insurer?

A. Immediately, but only if the diagnosis is terminal.B. He does not need to disclose this.C. Immediately, irrespective of prognosis.D. At the date of the next premium payment.

Answer: B

 

NEW QUESTION 24
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