In a market crowded with consultants and CAs, Cretum Advisory has built a name that goes beyond compliance. It's not just about filing returns or bookkeeping—Cretum stands out because it aligns financial planning with business expansion, so it's not simply about bookkeeping or filing returns.
Whether you're a mid-size corporation, MSME, or a funded startup, making wise financial decisions is frequently essential to your success. Cretum fills that need, acting as a profit partner in addition to an advisor.
1. Founded by Industry Veterans – Built on Real ExperienceCretum Advisory was founded by former Big 4 consultants and finance professionals who understood a clear gap: businesses need proactive guidance, not reactive reporting.
Fact: Over 500+ businesses across India have worked with Cretum since 2017, across sectors like D2C, manufacturing, logistics, SaaS, and e-commerce.
They’ve helped clients go from messy compliance to audit-ready financials, from monthly cash flow chaos to investor-grade MIS.
2. Full-Spectrum Financial Services – Not Just ComplianceCretum isn’t your typical financial advisory firm. Their offerings go beyond tax filing and annual reports:
Virtual CFO ServicesStartup Funding & Financial ModelingTransaction & M&A AdvisoryGST & Tax ComplianceBookkeeping & MIS ReportingROC, Secretarial, and Regulatory Support
From building business models to navigating GST audits, Cretum provides end-to-end financial visibility and support.
3. A Strategic CFO Partner for ₹10–100 Cr BusinessesMost mid-sized businesses don’t have a full-time CFO. They rely on CAs or accountants who focus only on compliance. But growth-stage businesses need:Unit economics trackingCash flow forecastingWorking capital managementProduct-wise profitabilityInvestor communicationCretum fills this gap by offering Virtual CFOs, who act like in-house strategic partners, without the full-time cost.
Stat: Businesses using Virtual CFO services report up to 22% higher cost efficiency and 30% better cash flow visibility within 6–9 months.
4. Technology-Backed Execution & ReportingCretum integrates automation tools and dashboards with every engagement:
Automated GST Reconciliations (GSTR-2B vs 3B)Real-time MIS dashboardsCompliance trackersInvestor reporting templatesThis allows founders and CFOs to focus on business, not the backend.Fact: Cretum’s clients save 60–100+ man-hours/month on financial operations using automation.
5. Strong Domain Specialization Across IndustriesUnlike generic consultants, Cretum has developed deep domain expertise in:
D2C & E-commerceSaaS & IT servicesManufacturing & TradingLogistics & WarehousingImport-Export and CustomsEvery industry has different financial difficulties, margin structures, and compliance issues. Cretum offers customized solutions as opposed to general guidance. It is one of the best
6. Result-Oriented Approach, Not Just AdviceTheir financial advisory model focuses on results and impact, not reports that gather dust.Instead of dumping Excel files, Cretum helps with:Actionable tax savingsVendor performance insightsBudget vs actual trackingRevenue leakage plug-insQuarterly business health reviews
7. Trusted by Founders, CFOs, and InvestorsCretum is recommended by:Early-stage founders who want investor-ready booksMSME owners struggling with working capital gapsFinance Heads seeking smart controls without hiring more staffVC-backed startups preparing for audits and due diligenceTheir hands-on, founder-friendly team ensures you're never left in the dark.
Client Testimonial:“We switched from a CA to Cretum, and within 3 months we had MIS reports, margin dashboards, and a real CFO guiding us weekly. Game changer.”— Co-founder, INR 20 Cr D2C Brand
Key Takeaways Metric/Insight ValueBusinesses served 500+ since 2017Cost efficiency achieved (avg.) Up to 22%Compliance man-hours saved/month 60–100+Real-time reporting tools MIS, GST, Compliance, DashboardsIndustry verticals served 8+Locations served Pan India
Final ThoughtsIf you’re looking for more than just a tax consultant—if you need a financial advisor who acts like your partner in growth—then Cretum Advisory is built for you.
Their strategic mindset, industry-first approach, and automation-backed delivery make them one of the best financial advisory services in India today.
Looking for Financial Clarity?Book a Free Consultation Call with Cretum’s Virtual CFO Team to understand how they can help optimize your costs, improve cash flow, and scale profitably.
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