Growing your business takes money. Banks often take weeks or months to approve loans. They require good credit and lots of paperwork. Advance financial solutions work differently. They give you faster access to cash without the long waits and strict rules that banks have.

Why Banks Don't Always Work

Banks serve a purpose. But they move slowly. Here's what makes them difficult:

Approval takes weeks or months You need good credit and strong financials They want collateral The process has lots of paperwork They don't understand every industry

When you need money to grow, waiting months doesn't work. Opportunities pass by. Your competitors get ahead.

What Slow Funding Costs You

Delayed money hurts your business. You might turn down big orders because you can't pay for materials. You might struggle with payroll while waiting for customers to pay you. Good opportunities slip away because you don't have cash ready.

This hits hard if your customers take 30, 60, or 90 days to pay. You're stuck waiting. Your bills still come due.

How Alternative Financing Is Different

Financial solutions for business work differently than banks. Alternative providers look at your invoices and customers, not just your credit score. They know that unpaid invoices represent real money. They understand that good customers matter.

Invoice Financing Basics

Invoice financing is practical. You get cash for invoices before customers pay. An accounts receivable financing company gives you most of the money upfront, usually 85% to 90%.

It works like this:

You finish a job and send an invoice The financing company gives you cash right away Your customer pays on their normal schedule You get the rest of the money minus fees

Your cash flow stays steady. You don't have to wait for customer payments to pay your own bills.

Who This Helps

Accounts receivables financing works for specific situations. It helps if you:

Have customers who pay in 30 to 90 days Get large orders but need cash to fulfill them Want to grow without traditional loans Deal with seasonal ups and downs Work with big companies or government contractors

Staffing companies use this. So do transportation, construction, manufacturing, and logistics businesses. These industries often wait a long time for payments but need cash to operate.

Fast Money When You Need It

Speed matters. Advance financial solutions can put money in your account in 3 to 5 business days. Banks take much longer.

Fast money means you can act quickly. Buy materials when prices are good. Take large orders. Fix or replace broken equipment right away.

Finding the Right Provider

Financing companies are not all the same. Look for:

Clear pricing with no hidden fees Experience with businesses like yours Terms that match how you operate Good customer service A history of helping similar companies

We at EPOCH Financial Group, Inc. have worked with businesses since 1999. We know different industries have different needs. Our financing goes from $1 million to over $50 million. We advance 85% to 90% of your invoices. We work with companies across the country and adjust our approach to match your billing cycle.

More Than Just Money

A good financing provider offers more than cash. The right company handles collections, does credit checks, and takes care of paperwork. Your team can focus on running and growing the business instead of chasing down payments.

Making the Change

Switching to alternative financing is simple. You don't need to change banks or refinance other debt. These solutions work with what you already have in place.

Moving Forward

When banks can't keep up with your growth, advance financial solutions help. You get working capital when you need it, without bank delays.

EPOCH Financial Group, Inc. provides financing for growing businesses. We give you cash based on your invoices, not your credit history. Our team builds a financing plan that fits your growth. Contact us today to talk about how we can help your business grow past the limits of traditional bank funding.