Name: io digital @iodigital5

Bio: The process of debt collection process on the basis of the creditor, but usually, one can expect A note is received from the creditor stating that one is past due. This is done generally by the creditor?s in-house collection department. One?s creditor will move their account into a ?charge off? status ? which usually takes place after no payment is made for 180 days. If the account is of a credit card, one will no longer be able to make use of their card. This negative demarcation will remain on one?s report for 7 years. One will continue to receive phone calls and letters from the collector until they agree to pay their debt off.